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An iPhone case with a little something extra: insurance

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Being the resident “extreme” iPhone (s aapl) case enthusiast (and also the klutz who drops his phone most often), I was intrigued by the new cellhelmet Kickstarter project. This $44.99 case combines svelte design with protection against drops, but bundles it with an actual insurance policy that replaces your iPhone if damaged while in the case.

The case in and of itself isn’t magical, and according to David Artuso of cellhelmet creator, the case isn’t “superman.” The design has angled edges to protect against drops, and a choice of six different colored backplate shields to protect the glass, providing great protection without the bloat of other solutions.

What sets the cellhelmet apart is the bundled insurance policy, administered by Global Warranty Group. Should the iPhone break while in the case, a $50 handling fee covers any repairs required, or complete replacement if necessary. I’ve written about iPhone insurance before,  this case including the insurance for the $44.99 purchase price is what makes it interesting.

The plan does not cover water damage, nor does the case protect the water sensors, but according to gadget insurance provider SquareTrade, glass breakage accounts for 82 percent of its claims. The cellhelmet is competitive with SquareTrade’s own insurance program, but is slightly less expensive, applies even to used iPhones, and of course, comes with a case. Your iPhone has to be in the cellhelmet for its policy to apply, however.

Coverage lasts for one year from the time you purchase your cellhelmet, and should you ever have to claim a total device replacement, you’ll have to buy another cellhelmet, but that’s consistent with other third-party insurance programs. If all your device requires is a screen replacement after an accident, you get unlimited repairs.

For slightly more money than a stylish iPhone case, and slightly less than a third-party insurance program, you can get both by backing the Pittsburgh-based company’s project on Kickstarter. Not a bad deal, especially if you can’t seem to keep a firm grip on Apple’s beautiful but somewhat slippery smartphone designs.

12 Responses to “An iPhone case with a little something extra: insurance”

  1. Patrick Rafter

    Anyone else out there have a disappointing experience buying an iPhone case, then finding that it didn’t fit well! Annoying. Almost as painful as having to replace MacBook power cables every 6 mos. or so because they get frayed. At $80/per cable —that add up (for Apple / their shareholders). Had to vent!

  2. Kevin Rowlands

    I know David Artuso, an investor in the company and marketing committee member , personally. This Cellhelmet isn’t made by the people who did the i-Case. I know because I backed the i-Case and regret it. This Cellhelmet on the other hand is definitely worth backing if you compare the rates of monthly insurance plans to this and what you get from each…this wins. I can tell this product has the potential to make the big shot cell providers jealous and I highly recommend backing this even if you don’t have an iPhone.

  3. these look awesome ive had a iphone from the beginning and its nice to know that it will be covered from damages and the design of it is really nice cause it isn’t an overwhelming case like so many others

  4. sold reader

    This is an absolutely fantastic idea and I can’t believe no one has done this before. The insurance is completely legit and as long as you don’t drop it in water you are covering yourself for considerably cheaper than you otherwise would be able to. Worst case scenario, you buy the case, drop it, and against all odds the phone breaks…and then you get a new phone? Sign me up.

  5. concerned reader

    Beware, these guys are the same people who released the kickstarter-funded i-Case, which ended with a customer service disaster. You can read the comments on the kickstarter i-Case page for details about it.

    • We assure you, we have absolutely no relation with that company. We actually have a stellaservice award ranking of ‘excellent’ and we have a an a- ranking with the BBB. We have EXCELLENT records and have delivered time and time again.

    • Positive Pam

      I know these guys quite well- they are good people with a great product. Not sure what ‘concerned reader’ is referring to, but Cell Pig is a good company with good people who are aiming to provide an honest product.