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Earlier this week, Apple (s aapl) showed off iPhone 3.0, a sorely needed upgraded to the software that powers its iPhone and iPod touch devices. Part of the new upgrade is the ability to attach a payment system to the apps, content and other related services. Narendra Rocherolle had envisioned something similar in this guest post in November 2008. We should expect this new monetization engine to rev up for Apple in coming days.