iPhone Banking


Last year, Bank of America launched its mobile banking service, which as their website name claims, allows you to bank from anywhere. (You can even watch the uber-cheesy videos that explain it if you want.) Last week Bank of America announced that it has hit over 1 million unique, active users, with 4 million account sessions in last month. They have about 100,000 users on peak usage days. Obviously, iPhone, Blackberry, and Windows Mobile devices are used most frequently.

BofA’s website looks good on my iPod Touch, and looks fine on a regular ol’ cell phone. I don’t use Bank of America, so I don’t know how it looks when you are actually inside your account, although I did find out that there is not a branch within 25 miles of my zip code.

I checked out a couple other banks on my Touch, and found that Wells Fargo looked like it could handle mobile banking. Although, it did look like a very mobile version and not very snazzy. Washington Mutual, however, did not fare as well, as it delivered a regular web page that was annoying on my Touch. It didn’t look like a mobile web page either, which translates into annoyingly long load times. BofA wins the battle by looking like a native iPhone app and being easy to use.

I switched to my current bank from Wells Fargo a few years ago because of its superior online banking service. I don’t think I will switch to Bank of America, even though it does have a great system. Do you have a favorite bank to use on your iPhone/iPod Touch?

Official Press Release

Washington Post


bank online

thanks for the info you’ve posted, there is just so much info out there and this is such a tiresome topic to research :(


I use the BoA mobile site all of the time. As Brandon said, nice splash page but ugly from there in. It also is a pain cause it has a few unnecessary clicks in there to get to what you want.


Is the BofA stats for mobile only? “Obviously, iPhone, Blackberry, and Windows Mobile devices are used most frequently.” wouldn’t seem right if it included desktops.

Brandon Eley

BoA actually looks awful when you get logged in to Internet banking. The stylesheet hasn’t changed from the cell phone version at all. All they did was make a splash page and branch locator, and leave their mobile version the same.

Don’t get me wrong – it works. But the links are really small on the high resolution iPhone/iPod Touch screens and a little hard to press. It’s okay for checking your balance, but that’s about it.

Nothing spectacular. When I was at an iPhone developer conference Apple put on in Atlanta, I saw a couple representatives from another large bank who were working on a SLICK iPhone optimized web app for their online banking. It’s too bad it hasn’t been released yet… that was in November of last year.

Chris Wanja

I really wish Chase would come out with something for the iPhone. I like to check on it all the time. But then again, they have their text messaging service – but eh.

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