Toni Sacconaghi, an analyst with Sanford C. Bernstein, has done some calculations to quantify the hunch that Apple (NSDQ: AAPL) has sort of taken on part of the business model of carriers, in that it can afford to subsidize the iPhone a bit and get the money back from the usage fees. “The report estimates that Apple will sell seven million phones in its fiscal 2008, generating $1.05 billion from the sale of the phones and $715 million from carrier payments. That
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