Ragtime is a full featured desktop publishing program that is totally free for personal use. It will only run on one computer at a time on any given local network but that is a small price to pay for this excellent free program. There is a professional version of Ragtime that costs $500 so this program is no slouch. Create professional looking documents using images, spreadsheets and tables with complete control over the finished document. Part of Ragtime is a complete spreadsheet that lets you put anything, including images, into any cell. Ragtime is available in both Windows and Mac versions.