Comments on: How the fragmented world of mobile wallets will sow confusion

By: ValidSoft

ValidSoft — Thu, 10 Jan 2013 14:10:29 +0000

The ETA briadcasted a very interesting webinar and debate on the Industry challenges as Payments go Mobile.

You can listen to the replay by following the instructions below: You may use ValidSoft free access code which is “ValidSoft”. Follow the instructions to access the archive for free: go to http://eo2.commpartners.com/users/eta/session.php?id=9890, and click “Add to Cart.” On the shopping cart page there is a space for “Registration Discount Code.” Enter “ValidSoft” to get the archive for free

By: generilisk

generilisk — Thu, 08 Nov 2012 14:58:08 +0000

You know what else is confusing? How there’s a bunch of different card providers. I mean, the grocery store down the street takes Visa AND MasterCard? I’m overwhelmed…and what’s this American Express thing?

By: P-Nyce

P-Nyce — Tue, 06 Nov 2012 21:21:50 +0000

I agree with Tony. Nothing else to be said.

By: Rich

Rich — Tue, 06 Nov 2012 06:37:28 +0000

Don’t count on it. As one of the comments said, in Canada the use of *cash* is growing, and as another comment said, why do we need mobile wallets? It sounds like something being promoted for the benefit of the mobile payment providers, and not for the consumer.

By: Marshall Yang

Marshall Yang — Mon, 05 Nov 2012 22:34:36 +0000

i made a map of all the mobile payment companies to give people a clear view
http://www.marshallyang.com/post/32626349259/map-of-all-the-mobile-payment-companies-you-need

By: Scott Glasel

Scott Glasel — Mon, 05 Nov 2012 01:54:17 +0000

I say go back to gold and silver shekels.

By: James Foster

James Foster — Sun, 04 Nov 2012 19:48:05 +0000

Great article on the fragmentation of digital/mobile wallets. Who’s going to win? I keep telling anyone who will listen it not the anthentication or communication methods, it’s consumer value add features which will determine the winners. Features like digital reciepts which will can be used for returns, payments history/tracking, it’s swipe now determine the method of pay later. Want to win the mobile wallet war? Win the consumer, the merchants will follow.

By: Thomas.ch

Thomas.ch — Sun, 04 Nov 2012 06:17:23 +0000

Its tantalising to envisage that utopian era ( a decade or two down ?) when the global economies has hashed together resulting in just 3 or 4 equitable world currencies, all earthlings marked with a unique identifier within those zones (sic) and less than 3 digital wallet solutions ultimately prevails which becomes the sole mode of economic transaction.
Until then, I am personally inclined to agree with the author and few comments here that existing friction points (around ubiquity, anonymity, interoperability, security, ease of use, transaction fees) will keep this ecosystem fragmented and general consumers confused and non-believer. This will however not discourage all those big financial and CSP players, who will continue to roll out their personal interpretation of the market needs, pushing technologies further and a few among them will make good their business case within those niche markets.

By: Stuart Hollington

Stuart Hollington — Sun, 04 Nov 2012 05:19:03 +0000

Jim,

I will be doing something similar with my 2 of my names -

PassPouch.com
VirtualPasses.com

Thanks

By: Stuart Hollington

Stuart Hollington — Sat, 03 Nov 2012 20:43:35 +0000

The main bank in Canada is bringing out a mobile wallet in the next 2 weeks, google it.