A reader asks:
I am looking at striking out on my own and working for myself freelance. However, leaving the security of a W-2 job includes losing my health insurance benefits. I have no children, but I am married and must provide health insurance for both of us. Suggestions?
We’ve tackled the question in the past, with no clear “this is what you do” solutions. Even if you can find coverage at a semi-reasonable price, quite often the package of coverage is inferior to what is available through an employer, with higher deductibles and co-pays and less offered services. It also depends on where you live, your personal history and budget and whether you need family coverage.
So we turn to our wonderful WWD community for guidance…what do you do for health insurance? Share your tips, challenges and successes.